Millions of people apply for Social Security Disability benefits each year. Out of those millions of applications received by the Social Security Administration, only thirty percent are approved at the initial level of the disability claim process. Why are so many Social Security Disability claims denied?
The reasons for a denial of Social Security Disability benefits vary from one claim to the next, but there are five common reasons for a claim to be denied. If you are applying for Social Security Disability benefits it is important to understand the top five reasons why the Social Security Administration denies so many claims. When submitting your application for Social Security Disability benefits, keep the following things in mind so you can increase your chances of a successful Social Security Disability claim.
Disability Denial Reason #1: Lack of Hard Medical Evidence
Many Social Security Disability claims are denied due to a lack of solid medical evidence. If you want to qualify for disability benefits you will need to prove that you are unable to work due to your disabling condition. In order to succeed in this, you must have medical records that show your disability has interfered with your ability to perform work activity. For example, you may be seeing your doctor every month for severe back pain but if your doctor has not documented how that back pain interferes with your ability to work, your claim for Social Security Disability may be denied.
Many people assume that Social Security will send them to doctors who will gather the evidence needed to approve a claim for Social Security Disability benefits. This isn't the case. Even if you are sent for a medical exam by the Social Security office, it may not be enough to prove your disability. The medical records kept by your primary care physicians are what will be most important in determining the success of your claim for Social Security Disability benefits. Because of this, it is very important that you discuss how your disability is impacting your work life with your physician.
Doctor's notes excusing you from work or records suggesting a modified work schedule should be included with your medical files if possible. If you were working prior to filing for disability and had to miss time from work due to the disability, keep record of just how much time was lost. This will help present your case for Social Security Disability to the Social Security Administration.
Disability Denial Reason #2: You Have Been Denied Before
Many people think that filing a new disability claim is a better alternative than appealing a denied one. This is not the case. In some situations, a claim will be denied when the person reviewing the claim sees that you applied for Social Security Disability and were denied benefits before. Because of this, it is important that you go through the appeals process rather than filing a new claim for Social Security Disability altogether if your initial claim is denied.
Disability Denial Reason #3: Your Income Exceeds the Substantial Gainful Activity Allowance
Some people who apply for Social Security Disability benefits continue to work part time and earn money during the process. This can be a very big mistake. If you are working and earning more than $1,000 per month when you apply for Social Security Disability, your claim will be denied. The Social Security Administration will only approve Social Security Disability claims for people who are unable to work due to their disability. If you are earning more than $1,000 per month, your earnings will prevent you from receiving benefits.
Disability Denial Reason #4: Failure to Follow Treatment
If you fail to follow the treatment prescribed to you by your doctor, the Social Security Administration will deny your claim. The reason for this is that the examiner will not be able to accurately determine whether or not your condition actually prevents you from being able to work if you are unwilling to cooperate with treatment. If there is valid reason for not following through with the treatment prescribed by your doctor, you can bring this up during the appeals process. You will, however, want a Social Security Disability attorney representing you in this case.
Disability Denial Reason #5: Failure to Cooperate
No matter how you feel about the people handling your Social Security Disability claim, it is in your best interests to cooperate with them during the application process. If you fail to provide the Social Security office with requested documentation or fail to show up to your scheduled medical exams, your claim will be denied. Because of this, it is important to remain in contact with the person handling your case and provide any and all documentation requested in a timely manner.
Improving the Possibility of Success
While it is true that only 30 percent of initial Social Security Disability claims are approved, understanding the reasons why so many disability claims are denied can help you increase your chances of a successful Social Security Disability application. Keep the above tips in mind when applying for Social Security Disability benefits if you want to increase your chances of falling into that lucky 30 percent.