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Disability Dialogue— The SSA, Consultative Examinations, & Hiring an Attorney

Over the last few months we have dedicated many of our blog posts to answering all of your disability-related questions. Today, however, we’re asking the questions!

We spoke to a group of disability recipients about their experience applying for Social Security Disability benefits. We thought that by speaking with real people, we’d be able to show you a different side of the application process. Our hope is that the information we collected will answer your questions, improve your experience, and prepare you to submit your own application.

Will inheritance affect my Social Security Disability Insurance (SSDI) payments?

Continued eligibility for Social Security Disability Benefits is dependent on many different factors. These include your ability to work, your living situation, and any income and resources you have earned. However, the two disability benefit programs—SSI and SSDI—vary. What may disqualify an SSI recipient may not disqualify and SSDI recipient.

I can’t afford to go to a doctor. How can I get the medical records I need to qualify for Social Security Disability?

In order to qualify for Social Security Disability benefits, you will need to provide the Social Security Administration (SSA) with medical evidence to validate your claim. If you are applying for disability benefits it is likely that you cannot work and are living off of limited income. When facing these circumstances, it can be difficult to receive the medical care that you need.

If I am Approved for Social Security Disability Benefits, Will my Student Loans be Forgiven?

If you are interested in applying for Social Security Disability benefits, it is likely that you are not capable of working and therefore are living off of limited income. In circumstances such as these, it can be difficult to find the money each month to pay for things like rent, heat, electricity, water, and—in some cases—student loans.

What are short-term disability benefits and are they connected to Social Security Disability?

As you may have noticed, we have been using our most recent blog posts to address questions that we receive about disability benefits. The question that we will be answering today involves short-term disability benefits—something that we get asked about all the time.

As always, if you have a question that you’d like us to answer, leave it in the comment section below. Today’s blog question is:

Does my gender affect my eligibility for disability benefits or the amount that I will be paid?

As we have noted in previous blog posts, many different aspects of a person’s life factor into their eligibility for disability benefits. This includes more obvious factors like the ability to work and less obvious factors like a spouse’s income. This week, someone on Facebook sent us a question regarding gender and its effect on a person’s eligibility for disability benefits. Here is our response:

I am receiving SSI benefits. Will getting divorced affect my payments?

In a recent blog post we discussed the ways in which SSDI benefits could potentially be affected by divorce. Today we thought we would discuss the ways in which SSI benefits can be affected by divorce.

This question was sent to us on Twitter. Feel free to leave your disability benefit questions in the comment section below and we may answer them in a future blog post. Today’s question is:

I have private, long-term disability insurance. Will this help me get approved for Social Security Disability benefits?

In addition to the federal disability benefit programs—SSDI and SSI—there are many smaller programs that offer financial assistance to individuals who have disabilities. These can come in the form of state-wide programs, charities, and insurance programs. But how do these impact your eligibility for federal disability benefits? A recent visitor to our interactive disability forum, asked the following question

Will I Qualify for Social Security Disability if I am Capable of Doing Less Intense Work but Cannot Get a Job?

As we discussed in our previous blog post, eligibility for disability benefits is based around a person’s ability work. But what does that really mean? In today’s blog post, we’ll be answering a question that was sent to us on Twitter. It touches upon being able to work, hire-ability, and disability benefits. As always, if you have a question that you’d like us to answer in a future blog post, leave it in the comment section below.

I Can Work But Cannot Keep Up With Activities of Daily Living. Will I Be Approved for Disability?

As many Social Security Disability applicants may know, eligibility for disability benefits is largely based around a person’s ability to work and earn a living. However, a serious disability or health condition can impact more than just your work life. Today’s blog question was sent to us on Facebook and deals with the connection between working and other activities of daily living.

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