When is the Best Time to Apply for an SSD Benefit?
If you have a serious disability which has prevented you from earning an income or means that you now cannot work, you may be able to obtain a disability benefit from the Social Security Administration (SSA).
The SSDI pathway is for those who have sufficient work credits obtained from past employment, while the SSI pathway is an option for those with limited assets or income.
Whichever type of benefit may take many months to be approved; longer if an appeal is necessary. This means that you should start the application process as soon as you can.