2027 Social Security COLA: 3.6% Increase Explained
The Social Security Administration (SSA) announced on October 14, 2026 that benefits will rise 3.6 percent in 2027. The 2027 Social Security COLA (cost-of-living adjustment) applies to retirement, survivors, and Social Security Disability Insurance (SSDI) benefits, plus Supplemental Security Income (SSI). Here is what the increase means for your monthly check and what you should do before the end of the year.