My wife just recently was approved for her SSD, after this period, (reconsideration), and did not receive what what we expected in back pay......told there is a 5 month period where no funds are paid due to what we think is "possibile" outcome! They say they hold this back in case the person applying isn't as disabled as they thought or can resume work rather than receive the SSD. We can find NO real reason for nor can we find where these funds go when not paid out! What we do find is that there seems to be NO REAL reason for this to be done........if a person [ ] is not due or approved for SSD, they should receive all the back pay from the date of application.......why is this not being done??