Most workers don’t want to suffer from osteoporosis, but when it happens to you it may cause you to become disabled and unable to carry out normal everyday activities like going to work.
If you have been diagnosed with osteoporosis, then you will benefit when applying for social security disability benefits will give you access to financial assistance, the possibility of receiving Medicare, family benefits, and return to work incentives. This means you don’t have to deal with the stress of financial hardship when awarded disability benefits when you are too disabled to go to work.
Financial Assistance
Unless you have thought ahead and are covered by health insurance, paying for osteoporosis treatment can become expensive if you are out of work. However, when applying for SSD with Osteoporosis and your application is successful it can help you pay for medical expenses.
There are two kinds of social security disability benefits (SSD benefits) paid to a worker disabled by osteoporosis for loss of income. The first is social security disability insurance benefits (SSDI) which are paid for disabilities that last 12 months or more to eligible applicants who have paid over the years sufficient work credits.
The second benefit is supplemental security income (SSI) which is made up of a monthly income for a person disabled by osteoporosis who has a limited income and assets and does not have sufficient work credits to qualify for SSDI.
Medicare Coverage
Medicare provides federal health benefits for those on a SSD benefit for 24 months or longer. Enrolment is automatic in the 25th month of SSD. Part A cover is free, but individuals must pay for Part B, often which is typically a deduction from the monthly disability payment. Medicare coverage is a crucial payment to prevent financial hardship when suffering from osteoporosis.
Family Benefits
After applying for SSDI with osteoporosis and you start to receive your disability benefits, certain family members might also qualify for social security disability benefits based on your entitlement. Your children may qualify for benefits if they fulfill the requirements below:
- have not yet reached 18 years of age;
- have not yet married;
- have completed the benefits application form.
The child or children who may be eligible can be any of the following:
- adopted,
- a stepchild,
- a grandchild,
- a step-grandchild.
A married spouse of a disabled worker who has won an Osteoporosis disability benefits claim may also qualify for disability benefits if they are any of the following:
- at least 62 years old;
- have been married to the disabled worker receiving SSD benefits for at least 12 months;
- have filed an application for benefits;
- are not eligible for a retired or disabled-worker benefit equal to or greater than the spousal benefit;
- are of any age, but have an eligible child in their care who has not reached 16 years or is disabled.
Return to Work Incentives
Beneficiaries also have the choice of possibly returning to the work force through the Ticket to Work program or the PASS program. These are return to work incentives.
Get a Free Case Evaluation Today
There are many benefits available when it comes to an Osteoporosis disability benefits claim. Don’t let yourself suffer financial hardship from a brain injury when there are disability benefits available for you. Complete a free case evaluation to learn if you qualify.
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