The Social Security Administration (SSA) oversees two different disability programs that pay monthly benefits to those who are unable to work.

To qualify for disability benefits, you must meet the criteria established by the SSA to determine if an individual qualifies for disability benefits.

To be considered as disabled a claimant must have an impairment that is either psychiatric, psychological, or medical in nature that will prevent you from doing enough work to earn a gainful income for at last 12 months.