After enduring the lengthy process of applying for Social Security Disability benefits, you might be tempted to think that the SSA would cut you a check on the spot for all of your back pay and your first month’s benefit. It would be nice if things worked that way, but the truth is, they don’t.
After Approval of Your Disability Claim
Facts on Representative Payees
As of 2019, more than 8 million people were receiving disability benefits through the Social Security Administration (SSA). Out of those recipients, more than 828,000 of them used a representative payee to receive their disability benefits. Minors, individuals who do not have the abilities to manage their own money and who are legally considered incompetent to handle their own finances, or claimants in long-term care may use a representative payee to oversee their disability payments.
Disability benefits provide essential support when you're unable to work due to a serious medical condition. These benefits continue as long as you meet all eligibility requirements. When your condition begins to improve, your continued eligibility may be in question, but there are programs in place to help disability recipients transition back into the workforce.
Disability application and review processes can take months, and in some cases, even longer. Once approved though, you’ll have disability payments coming your way every month without constantly worrying you’ll lose your support.
Although you never have to reapply once approved for disability, periodic re-evaluations of eligibility are conducted as a standard part of the Social Security Administration’s (SSA’s) disability regulations.
States and Disability Benefits
Disability benefits are a federally run program through the Social Security Administration (SSA) to provide financial assistance to people who are disabled and unable to work. The SSA’s utilizes a Blue Book listing to determine what records and medical documentation are necessary in your application for SSD benefits.
How Disability Benefits are Paid
If you are unable to work due to a medical condition or disability, you can apply for disability benefits through the Social Security Administration (SSA) to help cover the costs of your medical and everyday living expenses. Once your disability has been approved and your amount of benefits has been determined, the SSA will give you your disability benefit payment once a month.
Taxes and Social Security Benefits
Disability benefits are offered through the Social Security Administration (SSA) to those who are unable to work due to a disability or medical condition. These benefits can provide assistance for everyday living expenses and medical bills. Although disability benefits are usually not counted as taxable income, there could be some cases in which your disability income will be taxable.
If a beneficiary dies, can I get their benefits?
If you are the spouse or child of a Social Security Disability (SSD) benefits recipient and they have passed away, there are some options available to you for financial support.
Death Before Approval
If your spouse or parent had been the primary earner of income, and had recently become disabled before passing away, you may be able to open a claim for Social Security disability benefits or continue a claim that he or she had started.
Supplemental Security Income, or SSI, is a federal benefit program managed by the Social Security Administration (SSA). In most states, there is an additional or supplemental benefit program for disabled children.
Currently, only Arizona, North Dakota, Mississippi, and West Virginia lack a state supplement to SSI for children. In all other states, and the District of Columbia, there is some form of state supplement, though not all state benefits are managed and administered in the same way.
A “disability freeze” is a period during which the Social Security Administration (SSA) puts a person’s work and earnings history record on pause.