Buying a car on SSI

Submitted by Anonymous (not verified) on Thu, 01/11/2018 - 17:26

My truck is falling apart. It's leaking oil and has other issues as well. I want to user my backpay to buy a used vehicle, but I can't sell mine until I have something else to drive. If I buy a car, that will put me over the $2,000 asset limit. But I can't even look for a car if I sell mine first. How do I go about doing this?


Lillie Pearson (not verified)
Mon, 03/05/2018 - 18:57 Permalink

Thank you anyway i just help with my daughter because with the Grace of the Lord God hope it will come soon. Thank you for everything

Krishenna Winfield (not verified)
Tue, 10/09/2018 - 10:34 Permalink

I have a handi cap daughter that Have needs


In reply to by Krishenna Winfield (not verified)

Tue, 10/09/2018 - 15:59 Permalink

Hi There,

You are able to buy a car while on SSI benefits, just make sure to keep all receipts/written documentation of it.

Brenda (not verified)
Wed, 01/09/2019 - 12:10 Permalink

I received a settlement and bought me and my sister a car can I do this on SSI

Cletis Rider (not verified)
Sat, 03/16/2019 - 12:19 Permalink

Is it possible to buy a car with just SSi income. If so were

Leah (not verified)
Wed, 04/03/2019 - 10:21 Permalink

I draw s.s.i. and am in need of a car. Can the social security administration help me with getting a car? I am lost on how to do this.

Dave (not verified)
Thu, 07/11/2019 - 19:07 Permalink

We own a junker car. 2002 Saturn SL1. It's our only vehicle.
We'd like to buy a newer car, SUV, but don't want to jeopardize my SSID.

Ivan (not verified)
Thu, 08/01/2019 - 13:40 Permalink

Will social security disability help me purchase a car I'm in need of a vehicle. So that I can get to programs doctors and many other things that will help my life become manegable.


In reply to by Ivan (not verified)

Thu, 08/01/2019 - 17:04 Permalink

Hi Ivan,

You are able to purchase a car with your SSI funds. A single car generally does not count against your total assets. Just make sure that the purchase is well documented. If you have any other questions, you can always give your local SSA office a call and they can help you with the more specific details.

John Doe (not verified)
Sat, 09/14/2019 - 00:42 Permalink

If i buy a brand new car, will it affect my ssi benefits?


In reply to by John Doe (not verified)

Sat, 09/14/2019 - 12:40 Permalink


You are able to buy are car while remaining on SSI benefits and it will generally not jeopardize your benefits. Make sure that you keep documentation of all of the transactions. If you are still concerned, I would recommend contacting your local SSA office. If this is your only vehicle, and it is necessary you should be alright.

Nathalie (not verified)
Mon, 12/30/2019 - 19:05 Permalink

Would I still reserve SSI and disability if I got married. And has a baby that has cystic fibrosis


In reply to by Nathalie (not verified)

Fri, 01/03/2020 - 14:33 Permalink

Hi Nathalie,

Your SSI may be reduced or stopped if married depending on your spouse's income. If you are receiving SSDI, that will not be affected.

Jackie (not verified)
Tue, 01/07/2020 - 11:12 Permalink

I have a question. My brother is currently on SSI and I want to gift him a car so that he can use to get around to his doctors appointments. Will be gifting a car to him affect his SSI benefits? Is there a limit for the car value? I want to make sure to get him a good reliable car.

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