Social Security Disability Insurance (SSDI) is a federal program in the United States offering financial support to those whose disabilities prevent them from working and earning incomes. This overview will explain in greater detail what SSDI is, how to determine if you may be eligible for SSDI, and what the application process involves.
What Is SSDI?
SSDI is available to someone who can’t earn a living because of their disability.
Although you do not need a note from a doctor, you will need to have been accessing medical help such as medical treatment from a doctor to prove you qualify for disability benefits. Most claims are denied due to a lack of medical evidence that proves your medical condition prevents you from working in any capacity for the next 12 months. This includes the results of medical tests which are conducted and analyzed by a medical professional.
After you receive an award letter for disability benefits, your online account will tell you the decision as well. Usually, the letter will tell you the condition(s) you were approved for, as well as the frequency with which you can expect medical reviews of your disability to take place. The letter should also inform you of your established onset date. This is the date that the Social Security Administration (SSA) determined you became disabled. This date might or might not be the same as you thought you became disabled.
If you have a medical condition that keeps you from working and earning a living, you may be eligible for Social Security Disability benefits. However, you must meet specific medical criteria as well as other requirements. To learn more about the signs your disability claim will be approved, click here.
There is generally a five-month waiting period before you get begin to recieve your disability payments. However, how long it takes to collect your medical records and any other evidence needed to make a determination will determine the exact timing. Your application will be forwarded to a state organization that conducts disability determinations.
Disability benefits should be used for daily necessities rather than luxury items. This means you should use it for food, clothes, essential transportation, and necessary recreational activities. However, they should not be used for gambling on the horses or excessive amounts of alcohol or expensive meals in a restaurant. You should put some thought into how to best use your disability benefits before you find yourself in a situation where your pockets are empty because you haven’t used the money wisely.
Veterans who are eligible for both VA benefits and Social Security Disability Insurance (SSDI) benefits from the Social Security Administration (SSA) can receive both types of payments independently of each other. Whatever the VA benefits a veteran receives does not have any impact on the amount of SSDI benefits possible for them. The SSA calculates the amount of benefits it pays to SSDI recipients on a complex formula that takes into account work history, the severity of the disability, regional cost of living and other factors.
Irritable Bowel Syndrome (IBS) is a common health problem which affects nearly a quarter of the United States’ population. The condition often goes undiagnosed. It is also misdiagnosed often. Studies show than about half of the doctor visits in the U.S .for gastrointestinal complaints involve IBS.