For people suffering from a disability which prevents them from participating in gainful employment, any sort of waiting period to hear about a decision from the SSA regarding a disability benefits application can be stressful and frustrating from a financial standpoint. Once the application has been reviewed, the Social Security Administration (SSA) may make a ‘fully favorable decision’ on your benefits application. A ‘fully favorable decision’ is the most reassuring and encouraging outcome possible.

The Social Security Administration (SSA) will do a Continuing Disability Review (CDR). This process determines if an individual's impairment(s) has improved since the most recent favorable determination. It will determine if the person can perform any Substantial Gainful Activity (SGA). 

Social Security Disability Insurance (SSDI) is a federal program in the United States offering financial support to those whose disabilities prevent them from working and earning incomes. This overview will explain in greater detail what SSDI is, how to determine if you may be eligible for SSDI, and what the application process involves.

What Is SSDI?

SSDI is available to someone who can’t earn a living because of their disability. 

Although you do not need a note from a doctor, you will need to have been accessing medical help such as medical treatment from a doctor to prove you qualify for disability benefits. Most claims are denied due to a lack of medical evidence that proves your medical condition prevents you from working in any capacity for the next 12 months. This includes the results of medical tests which are conducted and analyzed by a medical professional.

After you receive an award letter for disability benefits, your online account will tell you the decision as well. Usually, the letter will tell you the condition(s) you were approved for, as well as the frequency with which you can expect medical reviews of your disability to take place. The letter should also inform you of your established onset date. This is the date that the Social Security Administration (SSA) determined you became disabled. This date might or might not be the same as you thought you became disabled.  

If you have a medical condition that keeps you from working and earning a living, you may be eligible for Social Security Disability benefits. However, you must meet specific medical criteria as well as other requirements. To learn more about the signs your disability claim will be approved, click here.

Disability benefits should be used for daily necessities rather than luxury items. This means you should use it for food, clothes, essential transportation, and necessary recreational activities. However, they should not be used for gambling on the horses or excessive amounts of alcohol or expensive meals in a restaurant. You should put some thought into how to best use your disability benefits before you find yourself in a situation where your pockets are empty because you haven’t used the money wisely.